Revolutionizing Credit for a Better Tomorrow!

At Ruse, we’re on a mission to break the mold and redefine credit-building. Our innovative approach empowers individuals to take control of their credit without the traditional barriers. Denied housing due to credit status? We understand the struggle. That’s why Ruse is here to change the game, offering a platform where people can create agreements and send money, and we will take care of the rest by reporting all the transactions to the credit bureaus.

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Every Payment Counts

Take Three Steps To Get It Done!

Ruse is your backstage pass to credit creativity. Create agreements, send money, report transactions – it’s all
in one app. We’re breaking the mold, putting control back in your hands, and making credit an experience, not
a burden. Join us, because at Ruse, we build together!

MArjaanah
abdus-sabur

CEO

Marjaanah is an entrepreneur and founder of Ruse. She began her journey of entrepreneurship at the age of 14 selling her paintings. She quickly realized that money wasn’t everything, inspiring her to come up with ways to bypass the roadblock of not having yet established credit. She joined her grandfathers phone plan and sent him the funds through P2P payment apps. She also found a private landlord to get around a credit check when getting into her first apartment & making rent payments in cash. These experiences have encouraged her to create a platform where these payments can be made between individuals & reported to the credit bureaus.

IAn
jean-pierre

COO

Ian is the COO and front-end developer at Ruse. After being denied his first apartment because of lack of credit after years of saving for the perfect place and making on time payments with his private landlord he knew this would be an amazing opportunity. After completing coding bootcamp at Georgia Tech he’s become head of web applications for the credit building platform.

Agreement
Creation

Craft personalized agreements that suit your unique needs. Ruse gives you the freedom to build your credit story, your way.

Seamless
Transactions

Send money effortlessly within the app. No banks, no hassle. Just smooth, quick transactions to keep your credit game strong.

Credit Bureau
Reporting

We will take charge of your credit narrative by reporting your transactions directly to credit bureaus. Let your financial journey be a testament to your creditworthiness!

App launching soon

Our app is on it’s way at and will be launching soon. Stay tuned for updates and be the first to experience what we have in store. Thanks for visiting our site!

Create
Your Account

A few more steps, and you are closer to managing
your credit efficiently. Sign up and create agreements with the people you will make on-time payments to. We will take care of the rest by reporting to the credit bureaus!

It’s Done,
Enjoy Using
the App!

Now, you can enjoy using your app from
anywhere around the world. Have hassle-free
credit building.

Get in Touch

Have a query, a suggestion, or just want to share your Ruse success story?
Reach out at info@ruseepc.com. We’re here for the funky and the fun –
let’s build together!

    Download
    The Ruse App

    Ready to redefine your credit game? Click the download button now and embark on a journey where credit meets creativity.